Marketplace Self-Study
Buy personal Marketplace materials and understand self-study assessment and AI billing.
Marketplace self-study materials let you buy exam-style practice and complete it in My lessons. You can also create your own self-study lessons when your plan includes ordinary self-study lesson creation.
Buying a personal material
- Browse the catalog via Learn → Buy lessons or Me → Buy lessons (or visit
locuto.pro/marketplace). - Choose a material marked as Personal self-study.
- Use Try Demo when a demo is available. Demos are free and do not use your personal balance or paid assessment allowance.
- Review the displayed price, access period, and any assessment coverage supplied by the seller.
- Click Buy Now and confirm the purchase.
- Open the material from My lessons in your Learn hub.
The purchase is charged to your personal AI Credit balance. The current price, seller terms, and access period are shown before you confirm; see Pricing for current platform rates.
Before you pay
Before a paid purchase is confirmed, you are shown who you are buying from:
- the school selling the material is the merchant of record — the seller you buy from — and handles refunds;
- Locuto.PRO processes the payment; and
- the seller's refund window, when they have set one.
Free material skips this step.
After you pay
Your purchase shows a processing state until the item appears in My lessons. Reloading the page or coming back later does not lose it.
If it is still processing after a few minutes, the notice offers a way to check again and contact support with the order reference. Dismissing the notice only hides it; it does not cancel the purchase.
If a paid purchase cannot be delivered, it is refunded automatically. The refund returns through the payment method used for the purchase and appears in your transaction history.
Browsing My Lessons
My lessons (under the Learn hub) is your unified space for purchased Marketplace materials and self-study lessons you have created. Use the language and level filters to narrow the list, then open a material to continue learning.
Your learning momentum, milestone progress, and gamification rewards are tracked on the Progress screen — see Track your progress & gamification.
Some demos include interactive speaking tasks, such as pronunciation, assessed speech, or Live Examiner practice. Demo activity is for trying the material and does not count as real course progress or consume a paid assessment unless the platform asks you to confirm one.
Creating your own self-study lesson
Ordinary self-study lesson creation is a separate membership allowance from Exam Task generation:
- Open Learn → My lessons.
- Click Start a lesson when the action is available for your plan.
- Use the self-study setup to enter the topic, learning goal, level, and optional cover image.
- Click Create.
- Review the generated lesson and start studying.
When you create a new, empty self-study lesson, the lesson builder can open automatically to help you assemble practice materials.
Your Me → Billing page shows your ordinary self-study lesson allowance and usage. A personal lesson is yours to edit or delete from My lessons. Marketplace purchases remain governed by their access period and package terms.
Your page may show a created-lesson usage counter. The limit depends on your current subscription plan. Exam Task generation is billed separately from ordinary self-study lesson creation. Exam Task generation follows the student billing rules even when ordinary lesson creation is limited.
What a personal material can include
A self-study material may include:
- the lesson or exam-practice content;
- a personal access period;
- seller-supplied assessment coverage for supported checks;
- progress and past results in My lessons; and
- access to Ask AI when your plan or material allows it;
- a timer and progress indicator for exam-style practice when the material provides them.
The material is for your own study account. It is not a school package and cannot be shared with other students. The listing is the source of truth for seller-supplied coverage. That coverage is not the same as your personal membership allowances and does not create a shared school balance.
Self-study Exam Tasks
Exam Tasks generated inside a personal self-study lesson use the student billing path. Exam Task generation is available to every student plan, including Free; each plan can define a different allowance, rate, and limit:
- they count against the Exam Task allowance for your current membership period;
- Tasks within that allowance use your plan's in-quota rate;
- Tasks beyond the allowance use the published base rate and your personal AI Credit balance; and
- any plan ceiling or other admission limit is shown before the generation starts.
The student's Exam Task allowance and personal balance are separate from the school's pooled Exam Task capacity. A personal self-study generation never consumes the school pool, even if the material was originally authored by a school.
Current allowances and rates are shown in Me → Billing and on Pricing. Do not assume that a Marketplace purchase includes student-paid Exam Tasks unless the purchase and confirmation screen says so.
Using AI on a lesson you bought
A purchased self-study lesson becomes your own copy. AI authoring, speech, images, and other personal generation in that copy use your personal billing rules unless the product shows another coverage source.
- The seller's original is untouched. Your changes stay in your copy.
- Your customized copy is for your own study. It cannot be resold.
- Ordinary AI authoring charges and Exam Task licence charges are shown as different kinds of student activity.
Ask AI in self-study
Some self-study lessons include Ask AI. Use it when you want help understanding the task, checking an answer, or getting a hint while studying alone. Ask AI has its own plan allowance and is not the same as an assessment check or Exam Task allowance.
Ask AI works best when you ask about the lesson content in front of you. In self-study, it may also use your saved learning notes when that option is available.
Assessment coverage and personal allowances
When you submit supported assessed work, the platform resolves the available payer for that material:
- seller-supplied coverage can apply when the Marketplace listing includes it and it is still available;
- otherwise, student-paid assessment can use your personal balance and the relevant membership allowance when the action is allowed; or
- the platform can ask you to add balance, change the billing choice, or stop before a chargeable assessment begins.
Do not start a paid assessment unless you are ready to submit. Writing, speaking, handwriting, and Live Examiner checks can use seller-supplied coverage or your personal balance according to the material and student billing rules.
School-assigned materials
If your school assigns a Marketplace material or school lesson, the school's billing policy may cover the assessment. That school-paid path uses school AI Credits and is separate from your personal self-study Exam Task allowance.
If the school policy is student-paid, the platform shows the personal-balance and allowance rules before the assessment. Your school AI Credits are never silently combined with your personal balance.
Expired access
When a personal access period expires:
- your past work and feedback remain visible when available;
- new work may be blocked; and
- renewal or a new purchase may be required.
The exact access period is shown before purchase.
Frequently asked questions
Can I create unlimited self-study lessons?
No. Your plan controls ordinary self-study lesson creation during the current billing period, while any Free lifetime allowance is shown separately. Purchased Marketplace materials are separate from created-lesson limits.
Does personal AI Credit expire?
No. Personal AI Credit remains available while your account is active, but a Marketplace material can have its own access period.
Can I share my purchase with another student?
No. Personal self-study purchases are tied to your account.
Can I reuse the same material many times?
You can review the material while access is active. Paid assessment remains limited by seller-supplied coverage, your membership allowance, and your personal balance.
Is automatic assessment a final grade?
No. Automated assessment is feedback for learning. A teacher or examiner may make a different final grading decision.
Related pages
- Marketplace Courses — full courses with live class lessons
- Personal AI Credit — balance, allowances, dual rates, and Cards access
- Exam Preparation — teacher-built exam tasks and assessment options
- Lessons & Homework